A mutual exchange is when two or more secure and housing association tenants, in England, Wales, Northern Ireland and Scotland, who occupy permanent self-contained accommodation, have a legal right to exchange their tenancies under section 92 of the Housing Act 1985. Each tenant must move into their exchange partners property. A tenant cannot exchange into an empty property.
You can exchange with;
A mutual exchange ends your tenancy and a new tenancy is created for you. You must not exchange your property without our permission
You can apply to exchange if you are already registered by logging in to your account and going to my mutual exchange and completing the application form and inputting your own exchange details. If you are not registered you will need to register. Once you have completed this you will submit it and it will be verified by a member of staff. You can then login to your acount page and start to look for an exchange partner. You can search on line for a mutual exchange by using the property search page and selecting mutual exchange.
You must ensure you put your contact details onto your advert. You will then need to contact the applicant you wish to exchange with direct. You can do this through their contact details on the advert or through sending them a message to their account page from the advert. Once you have decided who you will like to exchange with, you can then contact us and the area housing office will arrange to send the relevant forms you need to complete to apply for permission to do a mutual exchange.
To improve the chance of finding someone to swap with, it helps to give the following information;
Once you have found someone to exchange with, your area housing officer will visit you to inspect any alterations you have made and will make sure that your property is in good condition. We will also check your rent account. If you have any rent arrears (missed rent payments), you may not be able to move straight away.
If you want to exchange with the tenant of another council or registered social landlord, we will have to provide a written reference for your tenancy to the other landlord. The other council or registered social landlord will do the same for their tenant.
Other conditions that you should meet before the may be allowed to go ahead include the following;
We will not unreasonably refuse an application for a mutual exchange. However, we may refuse an application if;
Changes have been made to our system with regard to your MX application. Due to a national agenda aimed at improving mobility throughout the country our IT system has been updated to enable you to see MX properties being advertised throughout the country on other home swap/mutual exchange sites.
In order for you to participate in the new National Home Swap scheme you will need to visit your account page to update to your details and identify the areas that you are interested in.
Please note that these changes are being implemented throughout the coming months and as we move further into the autumn you will begin to see more and more matches and have more opportunities to move across the country.